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Skip-A-Pay

Pause Your Payment, Not Your Plans

“Skip-A-Pay” is a beneficial feature offered by ONE that allows eligible members to defer their loan payments for a specified period without affecting their credit score or incurring late fees.

Flexibility When You Need It

“Skip-A-Pay” at ONE offers eligible members the flexibility to postpone their loan payments for a defined period, without impacting their credit rating or incurring penalties. This feature is designed to provide financial breathing room during times of unforeseen expenses or when additional cash flow is needed.

Eligible Accounts

freedom to skip-a-pay

  • Auto Loans
  • Recreational Loans
  • Personal Loans
  • Credit Cards*

Eligibility for Skip-A-Pay

is my loan eligible?

  • Loan must be in good standing and at least 6 months old
  • Authorization form must be completed 5 days prior to payment
  • Payment processing fee must be made***
  • Can only skip 2 payments per year, 10 for the life of the loan

How to Skip-A-Pay

lets get going

Members have two convenient options to participate in Skip-A-Pay. You can download and complete the form below, then mail it to one of our offices. Alternatively, visit any of our locations to pick up a form and complete it on-site. Once received, ONE will review your eligibility and contact you accordingly.

The Legal Stuff

*Credit Cards: Can only be skipped in the month of February.
**Member must meet Skip-A-Pay eligibility requirements
*** Payment processing fee: Skip a pay will be assessed a $40.00 fee per month skipped. Payment cannot be added to the loan balance and must be paid before Skip-A-Pay is processed.

Skip a Payment, Embrace Relaxation

Get Started Now

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Our commitment to our members starts with building lifelong relationships, and it continues with every interaction, creating smiles through all acts of service.

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About ONE

Federally Insured by NCUA | Equal Opportunity Employer
(C) The ONE Federal Credit Union 2024

ABA Routing & Transit Number: 243382527
Phone Number: 888.299.7351